We Empower Through Microlending

microlendingMicrocredit is the extension of very small loans (microloans) to impoverished borrowers who typically lack collateral, steady employment, or a verifiable credit history. It is designed to support entrepreneurship and alleviate poverty. Many recipients are illiterate, and therefore unable to complete paperwork required to get conventional loans. As of 2009, an estimated 74 million people held microloans that totaled US$38 billion. Grameen Bank reports that repayment success rates are between 95 and 98 percent. Learn More > > >
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Before We Loan We Educate



R Empowerment is well-versed in the evolution of microfinancing and its new requirements as they relate to prerequisite education. Lenders now are not as courageous as in years past, or even in developing countries. They are more cautious and recognize the importance of making sure their recipients have primed themselves for success.

As a charitable foundation, we offer courses that will build an entrepreneur beyond just dreaming, but also have the tools to sustain that dream!

When we align our core values with the elements of our non-profit strategy we implement 3 modalities to make our program successful.




Our due diligence process of microlending is as expensive as big banking but our profits are smaller. As a result, fees and interest are higher than those of traditional loans. Optional fees and donations help support the cost of running our nonprofit so NO FEES come directly out of the loans and are always reserved to help those in need.

The opportunity we provide involves such small amounts of money that traditional banking considers a process like ours inconsequential. But to people who struggle to meet the minimum standards of day to day living, we have discovered that $25.00 is significant and life-changing.

$25.00 will put half of tank of gas in your car but do you realize that just $25.00 can help another avoid eviction?

Empower Someone Today…